Loan Review Officer – Mutual Benefits Microfinance Bank Limited Recruitment

The specific and general functions of the Review Officer are as stated below:

Review of all company loan and asset Management:

• Monthly reconciliation of loan before deductions.
• Ensuring full rendition of disbursement, settlement and deduction reports.
• Collating and submitting of deduction schedule.
• Refund of customers.
• Identified accounts that are above sanctioned limits, pending payments and non-performing loans.
• Generates a detailed list of non-performing loans according to severity of delinquency.
• Ensure a second level review of loan before disbursement, settlement and deduction reports.
• Accounting for accurate and proper document vetting, loan document scanning and transaction data capturing by the loan operators.
• Ensure that all loans and asset products of the company are reviewed within the TAT.

Budget & performance Management:

• Track DSEs performance at the State Level.
• Controls expenses to meet the state budget.
• Provides timely feedback (daily, weekly, monthly and Quarterly reports) to the Public Sector Head.

Risk Management and Capacity Development:

• Ensure the State NPL and PDOs are within set thresholds and always below company’s average.
• Ensures adherence to all company policies, procedures and business ethics codes are communicated within the team in the states.

Relationship Management:

• Ensure that all DSEs meet and/or exceed their monthly budget.
• Maintains contact with key decision makers within the state to ensure high levels of client satisfaction and business continuity.
• Manage internal relationship within the state.

Leadership and Capacity Building:

• Delegate authority and responsibility with accountability and follow up.
• Set examples for DSEs in areas of personal character, commitment, organizational and selling skills and work habit.
• Conduct regular training, coaching and counseling within the DSEs in the state.

Qualifications
The minimum entry requirement for this role is:

• A good HND / Bachelor’s degree in Accounting, Finance or any Social Science field, professional qualification in a related field will be an added advantage.
• Minimum of 2 years of experience in similar roles.

Skill, Knowledge and Abilities:

• Advanced proficiency in the use of Excel and Accounting software
• Ability to work independently and within a team.
• Must have strong communication and relationship management skills.
• Analytical skills.
• Good presentation skills.
• Must be able to prioritize responsibilities and must be highly spontaneous.
• Must demonstrate high level of initiative, creativity and ability to think outside the box.
• Good interpersonal skills
• Strong understanding of customer and market dynamics and requirements.

Application Closing Date
Not Specified.