I think you should check out this article for your answer.

Third-world countries are often referred to as developing countries or, even worse, underdeveloped countries. Some people think that because of the lack of modern infrastructures and amenities, the inhabitants of these countries aren’t deserving of high-quality medical care and health insurance. While that may be true in some cases, it’s unfair to paint all third-world countries with the same brushstroke as many are striving to develop despite lacking resources.

https://exactnewz.com/why-is-insurance-important-for-3rd-world-countries/