KiaKia Loan – How to Get Collateral Free Loan Quickly » Voice of Nigeria

Let’s talk about KiaKia Loan. What is KiaKia? Why is it? How does it work and how can you get a Fast Loan without Collateral?

KiaKia is a loan app from which you can take short-term business and personal loans.

KiaKia Providing Fast & Easy Loan Solutions

You can apply for a light loan requirement online, without any collateral. The results of your application come out in no time and 95% of customers report receiving funds within 5 minutes after the loan is approved.

KiaKia Loan Requirements

You need to provide the following documents and meet the requirements to qualify for a KiaKia loan:

• Valid means of Identification
• A bank account with Bank Verification Number
• Also, proof of income from the workplace or business
• A working email address
• You reside in Nigeria
• Finally, you must be 21 and above
• Encouraging credit growth opportunities

The wiser you are in using online loans, the more opportunities for you to get a higher loan limit and a more profitable financing scheme.

Get KiaKia Loan at the best rates in Nigeria

You can get loans up to N100,000 at best affordable rates.

Follow the steps below to apply for KiaKia loan:

1. Visit the website and create an account with your accurate details
2. Start an application chat on the site
3. Upload a valid means of identification
4. Enter your desired loan amount
5. Choose the loan duration
6. Upload a screenshot of your last 3 salary or business income alerts
7. Accept the loan terms and conditions if your application is approved
8. Authenticate your bank account
9. Lastly, get credited

How much can I get a KiaKia loan?

You can borrow as low as N10,000 and up to N200,000 from them. However, most users get a certain amount of loan in the beginning.

When you get the loan and pay it on time, your Maximum borrowing limit will increase.

What is the KiaKia loan interest rate?

This loan attracts interest rates from 5.6% to 24% thanks to the speed of the app. This is not a bad rate base, however, one thing is certain, the exact interest rate is stated in the loan application process. which you can accept or reject.

Kiakia Loan Website: http://kiakia.co/

Advantages and Disadvantages of KiaKia Loan Short-Term Financing

Advantages of Short-Term Financing

Here are the advantages of choosing short-term financing:

1. Low Interest

Due to the short tenor, the interest for the KiaKia Loan is automatically low as well. This is very advantageous in calculating the installment amount.

2. Fast Disbursement

Short-term financing will be faster in disbursement of funds. This is because the process is also easy because it does not need a complicated process like other loans.

3. Uncomplicated Requirements Documents

Generally, short-term financing does not require complicated documents because the risk is smaller.

Disadvantages of KiaKia Loan Short Term Financing

In addition to the advantages, short-term financing also has disadvantages. The following are short-term financing shortfalls:

1. Limited Loan Amount

Short-term financing has a limited number of loans. This depends on the policy of the lending institution and mutual agreement.

2. The Installment Amount is Large Enough

Because it’s short term, it means you have to pay off the loan immediately. The effect is that the monthly installments are quite large.

Related