FairMoney Loan – Get ₦1,500 to ₦500,000 in Minutes » Voice of Nigeria
Fairmoney Loan Apps lets you get instant loans without any paperwork.
It is an application for a personal loan that provides customers with access to a line of credit, which can take the shape of either a quick loan or a credit card.
You can check your loan eligibility using either your mobile device or your PC. A digital bank called Fairmoney offers personal loans of up to 500,000 Naira that may be applied for online.
This extremely popular software puts money straight into your bank account after you’ve been approved for a loan. An application for a personal loan can be submitted at any time and in any location.
You can download this app from Google play store.
Fairmoney offers instant collateral-free loans.
FairMoney Loan Requirements
When it comes to FairMoney loans, there are no prerequisites; all you have to do is register for the app, and your loan will be completed. This might be accomplished even without adhering to stringent procedures involving assets and papers.
How to Apply for a FairMoney Loan
Follow the steps below to get a loan from FairMoney
- Download the Android application from the Google Play Store.
- Register or login with your phone number or Facebook profile.
- Create a profile whether you are a new user or apply for a loan as an old user.
- Get paid to your bank account in minutes.
The quality of the experience that our customers have with FairMoney is of the utmost importance to us. In light of this, they have introduced a brand new app that is excellent at performing this function. The app is user-friendly and dependable, proclaiming their next phase of growth as the most straightforward method available in Nigeria for obtaining a loan.
Obtaining a loan through FairMoney is simple and uncomplicated, as the process involved is really uncomplicated and can be completed by anyone at all. When you are looking to secure a loan, there are a few steps that you need to take. Here they are.
There is no way to go wrong with these steps. It improves the functionality of FairMoney so that their services are available to each and every Nigerian.
Fairmonet Loan App FAQ
What is FairMoney?
The FairMoney platform includes a digital bank. We simplify the process of applying for a loan and transferring the funds to your bank account in a matter of minutes, around the clock.
I have a complaint or feedback; how do I contact you?
Please send an email to [email protected] or reach out through our social media platforms.
Where is FairMoney located?
FairMoney office is located in Lagos, Nigeria. See fairmoney.ng/contact for more details
How can I get an instant loan?
You will need a BVN in addition to an Android phone. And that’s it! Install the FairMoney app by going to the Google Play Store and doing so. In order to receive an offer for a loan, you will first need to register using the phone number that is associated with your BVN, answer a few questions, and verify your identification. If you decide to take it, the money for the loan will be deposited straight away into the bank account you choose.
How much can I borrow and for how long?
The maximum loan amount that can be obtained through FairMoney is one million Naira, and the repayment period can last for up to 18 months. If you have a good history of borrowing money and you behave responsibly, you will be able to borrow more money and for a longer amount of time.
What makes FairMoney different from other lenders?
Quick service – You can acquire a loan instantaneously, and the process takes only five minutes, no matter where you are in Nigeria. You have the ability to make your payment on or before the due date. No hidden charges – Because our rates of interest and fees include everything, we can guarantee complete candor. The client is always right – Our staff has been instructed to demonstrate the highest courtesy and respect for you at all times.
Do I need documents or a collateral?
No document, no collateral! During the application process for the loan, the only information we will require from you is your BVN and the details of a card or bank account that you can permit us to debit for the repayment of the loan.
Why was my loan application rejected?
Sorry about it; you’re welcome to submit your application once more in a few days! There are a few possible explanations for this: – An insufficient amount of information was discovered on the phone: To improve your chances of qualifying, you should make more phone calls and send more text messages. – After reviewing your profile, we came to the conclusion that today is not the best time to provide you a credit. Continue to use your bank account that has good income in order to secure a loan as quickly as possible.
How can I repay?
Click on the “Repay” button in the app to pay via card or bank transfer
How do I check my account balance and payment date?
Please log in in the app, you will find your customized dashboard that contains your credit status and/or all the details concerning your current balance.
Can I get another loan immediately?
As soon as your previous loan repayment is confirmed, you can reapply immediately and get another loan in seconds!
How does auto-debit work?
Auto-debit allows you to repay your FairMoney loan easily without taking care of it! – Your bank will ask you to authorize FairMoney to debit your account at the repayment date.
How do I pay via card?
Select the “Debit/Credit Card” option when repaying your loan and enter your card details. If you don’t have a card, please contact your bank.
What happens if I don’t pay back?
We are human, and as such, we are aware that sudden and unanticipated events are always a possibility. However, we can not alter payment dates. Because of this, you should only apply for a loan if you are confident in your ability to return the money. – Late fees – Reporting to national credit bureaus in accordance with the requirements of the law – Suspension of your FairMoney account (CRC, First Central)
Can I extend my loan duration?
Yes! Please go to “Manage loan” in the app to see extension offers (if any)
Can I trust FairMoney with my identity and bank account details?
FairMoney is a Nigerian company with headquarters in Europe. We comply with European data security standards. FairMoney will never sell the information you shared to third parties.
Why do you request permissions on my phone when installing the FairMoney app?
For the purpose of coming to a loan conclusion, FairMoney will acquire and securely process data from your mobile phone, including but not limited to SMS messages, device details, location, and phonebook contacts. This information is essential for us to have in order to grant approval for your loan in real time without burdening you with excessive documentation requirements.
What happens if I lose my phone?
Send an email to [email protected] to get the details of your loan and your repayment date. You can also sign in from another phone using your phone number and password
What are your Terms of Use and Privacy Policy?
Go to our terms of use and privacy policy pages (links in the footer of fairmoney.ng)
